O pozici
Help us insure it
Tokio Marine HCC is a global industry-leading specialty insurance group, backed by the strength and stability of the Tokio Marine Group. Offering over 100 classes of specialty insurance, we empower clients to pursue opportunities confidently through our “Mind Over Risk” philosophy. More than an insurance company, we are an organization built on innovation, unity, and trust.
At our core, we are Always Advancing, driven by innovation and an entrepreneurial spirit that keeps us moving forward. Our people are Experts in Tomorrow, using curiosity and smart working to anticipate what’s next. With a culture rooted in Reaching Out, we foster genuine collaboration and support, ensuring every individual has the opportunity to succeed and make a difference.
For over 50 years, HCC Life Insurance Company, operating as Tokio Marine HCC – A&H Group, has been at the forefront of medical stop loss insurance. In addition to traditional stop loss, we offer captive and Taft-Hartley stop loss solutions, level funded stop loss, Organ & Tissue Transplant insurance and MedPlus insurance. Tokio Marine HCC – A&H Group is rated A++ (Superior) by A.M. Best Company and benefits from the financial stability of its parent company, Tokio Marine HCC.
Applying our Mind Over Risk philosophy to writing insurance allows our customers to take on opportunity with confidence. That philosophy defines our way of thinking, unites us as a team, and differentiates us from our competitors. We are much more than just an insurance company; we are a good company.
Co budeš dělat
- Makes underwriting recommendations and decisions to protect the financial assets of the company and the carrier. Reviews proposal requests to evaluate, classify, and rate each risk to determine acceptability, coverage, and pricing. Establishes, maintains, and develops producer relationships. Works with expanded underwriting authority and business development responsibility.
- Meet annual company goals for profitability, renewal retention, revenue growth, new business production and customer service standards.
- Evaluate risk acceptability within established guidelines and set appropriate rates and factor levels.
- Analyze proposed plan changes to acceptability and cost.
- Work in conjunction with the Sales department to follow-up on quoted cases.
- Communicate with third-party administrators, brokers, and other external parties to collaborate on strategy, answer questions, explain decisions, deal with issues, build and maintain productive relationships, and respond appropriately and in a timely manner to service requests.
- Work collaboratively with management, internal departments, and other parties as necessary to respond to customer needs and deliver exceptional customer experiences.
- Complete requests for proposals (RFPs) promptly and follow-up for status and competitive information.
- Train and mentor Underwriters, and other internal and external personnel as assigned.
- Ability to travel to visit external and internal for growth and business development as needed.
- Ability to successfully participate in and complete projects and other activities as assigned.
- Ability and ambition to participate in leadership and growth programs when assigned/nominated
Koho hledáme
- 4 Year / Bachelors Degree Business Administration, Accounting, Finance, a related field, or the equivalent education and/or experience
- Prefer work towards Certified Employee Benefits Specialist (CEBS), Fellow of the Life Management Institute (FLMI), or Chartered Life Underwriter (CLU) certification(s)
- 5 Years relevant and progressive professional experience
- Demonstrated expertise, knowledge, and proficiency in Medical Stop Loss Underwriting.
- Demonstrates strategic thinking, anticipation, proactivity, and relationship building skills.
- Ability to read and interpret documents such as plan of benefits, bid specifications, claim reports, and procedural manuals.
- Possess and have ability to apply knowledge of principles, practices, and procedures.
- Solid written and verbal communication skills with an emphasis on confidentiality, tact, and diplomacy.
- Strong critical thinking and negotiating skills.
- Advanced organization and analytical skills; demonstrated ability to manage multiple tasks simultaneously and work effectively under time pressure.
- Knowledge of insurance industry and Company's business.
- Intermediate proficiency and experience using Microsoft Office package (Excel, PowerPoint, Word, Outlook, Teams, etc.).
- Collaboration skills and ability to work in a highly team-oriented environment.
- Adaptability and willingness to learn.
- Strong organizational skillset.
- Preferred: previous knowledge and experience using Young Consulting’s ESLOffice or equivalent.
- Preferred: basic knowledge of medical terminology.
Benefity
- Competitive salary and comprehensive benefit packa
- ity, and stability, we offer important insurance products that most people don’t even know exist. Every policy we write is special, enabling our clients to do amazing things.