Senior Credit Analyst (f/m/d)Verified as a real position

Who we’re looking for

• University degree in Business, Accountancy or Banking & Finance & Economics related fields
• 8-10 years of relevant experience
• Previous leadership experience is considered an advantage
• Strong analytical skills supported by prior experience in credit analysis of banks and other financial institutions
• Sound knowledge of different financial instruments
• Ability to work independently and as a part of a team in an international environment; ability to work under pressure and handle multiple tasks
• Credibility and drive to present senior management with robust and accurate credit recommendations
• Highly motivated and willing to assume ad-hoc assignments
• Excellent command of English. Knowledge of any other language is considered an advantage
• Excellent communication skills and the ability to operate across a number of functions and business areas
• Good knowledge of MS Office applications

What you’ll do

• Conduct credit research and market intelligence in order to acquire sufficient knowledge of the counterparts under your responsibility
• Assess customer’s credit needs based on historical data and available collateral
• Prepare annual credit reviews for counterparts and ad-hoc credit assessment
• Recommend acceptance of new clients and credit limits
• Evaluate the criteria taken into account for collateral eligibility and search for improvements in the criteria used and the quality of data
• Contribute to the review, upgrade and development of credit policies, procedures and guidelines
• Work on the maintenance, design, testing and implementation of new and existing credit tools
• Review and assess the impact on the credit business of new regulations and guidelines issued by relevant authorities
• Participate in credit projects and ad-hoc requests
• Offer guidance and advice to other team members

About the position

Group Credit Management’s core objective is to ensure that all business activities are conducted within a prudent credit risk framework, aligned with the bank’s risk appetite and fully compliant with regulatory and supervisory requirements.

Benefits

• Hybrid Work and Flexible working hours
• Work from abroad - 12 days of remote work from EU countries per year
• Pension fund contribution - 3% of your gross salary (5% after 5 years with us)
• Health & Wellbeing - fully covered Multisport card, life & accident insurance, 100% salary contribution during sick leave (up to 56 days)
• 25 vacation days
• Mobility - fully covered public transport in Prague & free parking
• Flexible Benefit Account (Pluxee) - 1200 per month
• Group Share Plan - discount on company shares
• Free Access to E-Learning Platforms, Internal Development Programs, Mentoring & Learning Budget