Compliance Officer - MiCarVerified as a real position

Who we’re looking for

• Qualifications • Bachelor's degree in Law, Finance, Compliance, Business, Risk Management, or a related field. • Relevant professional certification preferred, such as ICA, ACAMS, or equivalent compliance qualification.
• Experience • 3-7 years of experience in compliance, legal, risk, or regulatory advisory roles within crypto, fintech, payments, e-money, investment services, or financial institutions. • Demonstrable experience supporting regulated businesses with compliance monitoring, policy drafting, advisory work, control testing, or regulatory engagement. • Experience with crypto-asset, digital asset, custody, exchange, brokerage, or blockchain-based business models is strongly preferred. • Experience supporting licence applications, regulatory remediation programmes, or supervisory inspections is highly desirable.
• Technical Knowledge • Strong working knowledge of MiCA and obligations relevant to the firm's business model. • Good understanding of AML/CFT, sanctions, consumer protection, outsourcing, complaints handling, governance, and operational risk. • Ability to interpret legal and regulatory texts and translate them into practical controls, workflows, and evidence requirements. • Familiarity with compliance management systems, issue trackers, control matrices, and policy governance processes.
• Key Skills and Competencies • Strong analytical and regulatory interpretation skills. • Excellent drafting, review, and policy-writing ability. • Sound judgment, integrity, and professional scepticism. • Ability to challenge constructively and escalate appropriately. • Strong stakeholder management and communication skills. • Highly organised, detail-oriented, and evidence-focused. • Comfort working in a fast-moving technology-driven environment.

What you’ll do

• Regulatory Compliance Framework • Assist in maintaining the MiCA compliance framework across all relevant crypto-asset services and activities. • Monitor compliance with MiCA, related delegated acts, regulatory technical standards, implementing measures, supervisory guidance, and local laws applicable to the firm. • Support the drafting, review, implementation, and periodic update of compliance policies, procedures, control standards, and regulatory registers. • Maintain regulatory obligations inventories, compliance monitoring plans, and evidence repositories. • Track regulatory developments and assess business impact across products, client onboarding, operations, outsourcing, technology, disclosures, and complaints handling.
• MiCA Governance and Internal Controls • Support the implementation of governance arrangements, internal controls, and escalation pathways proportionate to the nature, scale, and complexity of the business. • Help ensure clear allocation of responsibilities across business, risk, compliance, and oversight functions. • Prepare compliance input into management reports, board packs, committee papers, and periodic control attestations. • Review new products, new jurisdictions, outsourcing arrangements, and material operational changes from a MiCA compliance perspective. • Maintain evidence required for inspections, audits, licence applications, passporting, or supervisory reviews.
• Conflicts of Interest and Conduct Risk • Maintain and monitor the conflicts of interest framework, including identification, prevention, management, documentation, and disclosure where required. • Review potential conflicts involving staff, management, affiliates, treasury activity, token listings, remuneration, distribution channels, and related parties. • Support controls that promote fair client outcomes, clear disclosures, compliant communications, and appropriate escalation of conduct risks. • Escalate actual or potential conflicts and recommend remediation or additional controls.
• Client Protection and Regulatory Disclosures • Review customer terms, marketing materials, website content, onboarding journeys, complaints procedures, and product communications for regulatory accuracy and fairness. • Assist in ensuring client disclosures are clear, balanced, not misleading, and aligned to approved templates and regulatory requirements. • Support business teams in implementing compliant communications and customer-facing controls across all channels.
• Licensing, Authorisation, and Regulatory Engagement • Support MiCA licence applications, variations, passporting processes, and ongoing supervisory engagement. • Prepare compliance contributions for regulatory filings, questionnaires, thematic reviews, information requests, and remediation plans. • Maintain a central repository of regulatory correspondence, approvals, action points, and supporting evidence. • Coordinate with management, external counsel, auditors, and assurance providers on regulatory matters.
• AML/CFT, Sanctions, and Financial Crime Coordination • Work closely with the MLRO and financial crime teams to align MiCA compliance arrangements with AML/CFT, sanctions screening, transaction monitoring, and escalation requirements. • Support testing of onboarding, KYC/KYB, screening, enhanced due diligence, wallet-risk controls, and high-risk client monitoring. • Help assess regulatory expectations where MiCA, AML/CFT, sanctions, and travel rule obligations intersect.
• Monitoring, Testing, and Assurance • Execute the compliance monitoring plan through thematic reviews, control testing, file sampling, issue tracking, and evidence collection. • Document findings, root causes, remediation actions, responsible owners, timelines, and closure evidence. • Produce periodic management information and dashboards covering breaches, incidents, complaints, conflicts, training, and remediation status. • Support internal audit, external audit, and regulatory inspection readiness.
• Training and Culture • Deliver or coordinate compliance training on MiCA obligations, conduct risk, conflicts management, regulatory disclosures, sanctions awareness, whistleblowing, and escalation requirements. • Maintain training records, competence evidence, and awareness metrics for relevant staff populations. • Provide practical day-to-day advisory support to product, operations, customer support, finance, legal, and technology teams.
• Product, Change, and Outsourcing Reviews • Participate in product approval and change governance forums. • Review new token listings, service launches, third-party arrangements, white-label models, cross-border expansion, and outsourcing proposals from a compliance perspective. • Assess whether proposed changes introduce new licensing, conduct, disclosure, AML/CFT, prudential, outsourcing, or governance risks. • Ensure compliance review and sign-off are documented before launch where required.

About the position

HoneyCoin is building the financial infrastructure that powers Africa's next wave of commerce. We make it possible for businesses to collect, convert, and settle money across borders, fast, affordably, and reliably, using a hybrid of fiat and stablecoin rails that cut through the cost and friction of legacy banking. Our platform is already live across Africa, Europe, North America, and Asia, processing over $500M per quarter and serving 350+ enterprise customers. We raised a $4.9M seed round backed by Flourish Ventures, Visa Ventures, TLcom Capital, Stellar Development Foundation, 4DX Ventures, and Antler. We've also partnered with Tether to expand stablecoin access across the continent. We're licensed in the US, Canada, the EU, and key African market Our values: Agency · Work ethic · Sense of urgency · Attention to detail · Curiosity